Hospital indemnity insurance

Hospital indemnity insurance provides a lump-sum benefit for a covered hospital confinement or outpatient surgery to help with co-payments and deductibles that are not covered by most major medical plans.

During a hospital stay, your health insurance may cover hospital fees, outpatient surgery, office visits, ER costs or prescriptions, but what about initial expenses such as:

  • Deductibles
  • Co-payments
  • Out-of-pocket
The average expense for a hospital stay ranges from $9,100 for a medical stay to $22,700 for a surgical stay.1

Our hospital confinement indemnity insurance can help cover those extra expenses. We provide a lump-sum benefit for a covered hospital confinement to help offset the costs not covered by most major medical plans.

If you take the right steps, a hospital stay doesn’t have to impact your finances.

HOSPITAL INDEMNITY INSURANCE PROVIDES LIMITED BENEFITS.

1. Agency for Healthcare Research and Quality Healthcare Cost and Utilization Project, Trends in Hospital Inpatient Stays in the United States, 2005-2014, 2017.

Policyholders, reach a processing center representative by calling 800-325-4368  8 a.m. to 8 p.m., ET Monday-Friday