Disability income insurance

Disability Insurance helps replace a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness. If that happens, you could be out of work for quite some time – several weeks for surgery, months for a serious injury, or even a year or more for a chronic illness. During that time, how would you pay for everyday living expenses?

Our disability insurance helps replace a portion of your income if you become disabled from a covered accident or sickness. With our plans, you can choose the amount of your disability benefits, subject to income. You're also paid regardless of any insurance you may have with other companies.

Almost half of American adults say they can’t pay an unexpected $400 bill without having to take out a loan or sell something to do so.1

You can use the benefits to help cover:

  • Rent or mortgage payments
  • Utilities
  • Groceries
  • Travel expenses
  • Credit card bills
  • Other everyday living expenses

Our disability insurance provides a financial safety net and helps you maintain your standard of living if you become disabled. With this protection, you do not need to rely solely on your savings or government assistance.

Choosing disability insurance can help reduce the worry of paying bills and turn the focus to what really matters – health and recovery.

1. Council for Disability Awareness, The Crisis of Disability Coverage in America, 2018.

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