Get the coverage you deserve

Whether you need additional financial protection or benefits education, we’ve got you covered.

Protecting you and your family

Our voluntary benefits can help protect what you work so hard to build

You work hard for the life you build, and you want the best protection for your family. When challenging times get in the way, our personal insurance products provide the protection you need through wellness and the unexpected.

When health insurance isn't enough

With medical costs on the rise, health insurance is more important than ever. Yet even with the best health care plan, you can still have out-of-pocket expenses, such as:

  • Deductibles
  • Co-pays
  • Coinsurance
  • Prescriptions

That’s where we can help. Our voluntary benefits are designed to complement your health insurance by helping you with the expenses that your major health care plan doesn’t cover.

Unlike most insurance products, you can take our voluntary benefits with you if you change jobs or retire. We also pay benefits directly to you, so you can use them however you like.

Take steps to stay healthy

Many of our voluntary benefit products provide wellness benefits that help pay for certain wellness screenings, such as:

  • Mammograms
  • Colonoscopies
  • Stress tests

You can also help protect yourself by participating in any wellness programs that your employer offers. When you follow the right steps and take advantage of wellness benefits, you can work toward a better quality of life.

1-to-1 Benefits Counseling

Helping you make better benefit decisions

Benefits can be complicated. That's why it’s important to know your options so you can pick the ones that best fit your lifestyle and budget.

We train our benefit counselors to talk with employees 1-to-1. We understand everyone's lifestyle and needs are unique, which is why our benefit counselors take the time to get to know you and your personal situation.

Our benefit counselors help simplify the entire benefits process and take their responsibility seriously. They understand the importance of protecting what you’ve worked so hard to build.

During a private consultation, our benefit counselors will help you understand how each benefit election impacts your paycheck. They can:

  • Simplify complex benefit concepts.
  • Answer your questions.
  • Walk you through the enrollment process.

Through our post-enrollment surveys, you can provide feedback on our benefit counselors. We’re told time and again our 1-to-1 meetings improve employees' benefits knowledge and are a valuable part of the benefits process.