Specified disease for cancer insurance

More than likely, you and your employees know someone who's been affected by cancer, so you understand the financial impact this disease can have. Along with treatment costs, there are typically other related expenses to consider.

Our cancer insurance can help your employees offset the out-of-pocket medical expenses and indirect, non-medical costs related to cancer that most medical plans don’t cover. Benefits are available from initial diagnosis through recovery and can help with:

  • Loss of income
  • Child care
  • Lodging and meals
  • Deductibles and co-pays

Our cancer coverage can also help your employees proactively monitor their health through its benefits for specified cancer-screening tests.

This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. The expected benefit ratio for this policy is 60% percent. This ratio is the portion of future premiums that the company expects to return as benefits, when averaged over all people with this policy.

This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this coverage.

This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. This insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form C1000-NY. For cost and complete details of coverage, call or write your benefits representative or the company.

Underwritten by The Paul Revere Life Insurance Company, Worcester, MA, and administered by Colonial Life & Accident Insurance Company.