Accident Insurance

With health care costs rising, it’s important to help your employees be prepared for life’s sudden turns. While you want to look out for your employees, you also have to consider costs and manage your budget.

Our accident insurance can help offset the unexpected medical expenses that can result from a fracture, dislocation or other covered accidental injury. It offers benefits for initial care, surgery, transportation and lodging, as well as follow-up care.

Our accident insurance:

  • Allows coverage to be employee-paid, so there’s no direct cost to you.
  • Offers several coverage levels to fit all budgets.
  • Enables your employees to choose individual coverage, or they can select family coverage for their spouse and eligible dependents.
  • You can’t always prevent accidents from happening, but you can help provide financial protection in case they do.


This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this insurance.

Policy forms marketed by the company vary by product and are too numerous to list in the advertisement, but a list can be provided upon request.

This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your benefits representative or the company.

Underwritten by The Paul Revere Life Insurance Company, Worcester, MA, and administered by Colonial Life & Accident Insurance Company.