Accident insurance

With health care costs rising, it’s important to help your employees be prepared for life’s sudden turns. While you want to look out for your employees, you also have to consider costs and manage your budget.

Our accident insurance can help offset the unexpected medical expenses that can result from a fracture, dislocation or other covered accidental injury. It offers benefits for initial care, surgery, transportation and lodging, as well as follow-up care.

For the top ten reasons for an emergency room visit, the average charge was over $2,000.1

Our accident insurance:

  • Allows coverage to be employee-paid, so there’s no direct cost to you.
  • Offers several coverage levels to fit all budgets.
  • Enables your employees to choose individual coverage, or they can select family coverage for their spouse and eligible dependents.

You can’t always prevent accidents from happening, but you can help provide financial protection in case they do.

ACCIDENT INSURANCE PROVIDES LIMITED BENEFITS.

1. Nolan Caldwell et.al, PLOS ONE, “How Much Will I Get Charged for This?” Patient Charges for Top Ten Diagnoses in the Emergency Department, Feb. 27, 2013.

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