Disability income insurance

If employees can’t work because they’re sick or hurt, they may have a tough time paying for their everyday living expenses. Our disability insurance can provide financial protection tailored to meet your employees' unique needs -- and help protect their paycheck.

Disability insurance replaces a portion of an employee’s income if he or she becomes disabled from a covered accident or sickness. It can play an important role in an effective absence management strategy.

72% of employers offer long term disability insurance.1

With our disability insurance, you can:

  • Select the benefit periods.
  • Choose an on-/off-job or off-job only plan.
  • Provide valuable financial protection for your employees - at no direct cost to you.

Our disability insurance options can help you manage employee absence and help your employees protect one of their most valuable assets – their income.

1. SHRM, “2017 Employee Benefits” (2017).

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