Specified disease for cancer insurance

Specified disease for cancer insurance helps offset the out-of-pocket medical and indirect, nonmedical expenses related to cancer that most medical plans don’t cover. This coverage also provides a benefit for specified cancer-screening tests.

You go above and beyond to provide for your family. So if you were diagnosed with cancer, how would it impact your way of life? Would you be able to cover rising treatment costs?

Medical insurance is a great help, but there can be numerous expenses that your health plan doesn’t cover, such as:

  • Out-of-network treatments
  • Home health care needs
  • Experimental treatments
  • Deductible and co-pays

Our specified disease insurance for cancer plans can help offset the out-of-pocket expenses related to cancer that most medical plans don't cover. With our coverage, we provide benefits to help with:

  • Loss of income
  • Child care
  • Lodging and meals
  • Regular, ongoing bills

Some coverages also provide a wellness benefit for covered cancer screenings or wellness tests to encourage early detection.

We hope you and your family will never face cancer. If you do, our coverage can help you focus less on your finances and more on what matters most — recovery.

This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. The expected benefit ratio for this policy is 60% percent. This ratio is the portion of future premiums that the company expects to return as benefits, when averaged over all people with this policy.

This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this coverage.

This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. This insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form C1000-NY. For cost and complete details of coverage, call or write your benefits counselor or the company.

Underwritten by The Paul Revere Life Insurance Company, Worcester, MA, and administered by Colonial Life & Accident Insurance Company.