Protecting You and Your Family

Our Voluntary Benefits Can Help Protect What You Work So Hard To Build

You work hard for the life you build, and you want the best protection for your family. When challenging times get in the way, our personal insurance products provide the protection you need through wellness and the unexpected.

When health insurance isn't enough

With medical costs on the rise, health insurance is more important than ever. Yet even with the best health care plan, you can still have out-of-pocket expenses, such as:

  • Deductibles
  • Co-pays
  • Coinsurance
  • Prescriptions

That’s where we can help. Our voluntary benefits are designed to complement your health insurance by helping you with the expenses that your major health care plan doesn’t cover.

Unlike most insurance products, you can take our voluntary benefits with you if you change jobs or retire. We also pay benefits directly to you, so you can use them however you like.

Take steps to stay healthy

Many of our voluntary benefit products provide wellness benefits that help pay for certain wellness screenings, such as:

  • Mammograms
  • Colonoscopies
  • Stress tests

You can also help protect yourself by participating in any wellness programs that your employer offers. When you follow the right steps and take advantage of wellness benefits, you can work toward a better quality of life.